Instant Working Capital

Stop Waiting
60 Days to Get Paid.

Turn approved invoices into cash in minutes, not months. API-driven factoring with up to 95% advance rates, real-time buyer verification, and zero paperwork.

✓ No minimum volume
✓ Non-recourse available
✓ Same-day funding
Business finance growth chart with upward momentum and green tones

Invoice to Cash in 4 Steps.

Fully automated via API or dashboard. Average time from submission to funded account: under 15 minutes.

📄

Submit Invoice

Upload PDF or submit structured data via API. Supports batch uploads.

🔍

Auto-Verify

AI validates invoice data, checks buyer creditworthiness, confirms eligibility.

💰

Get Funded

Up to 95% of invoice value deposited to your virtual account instantly.

✅

Settle & Sync

Buyer pays at term. Reserve released minus fee. Ledger auto-synced.

Estimate Your Funding

See Your Advance Instantly.

Adjust the values below to see exactly how much working capital you'd receive. No credit check required for estimates. Rates are transparent — no hidden fees.

Your Estimated Funding

Instant Advance

$237,500

Deposited within 15 minutes of approval

Invoice Value $250,000
Reserve Held (5%) -$12,500
Factoring Fee -$3,750
Net After Settlement $246,250
Apply Now — No Obligation

Traditional vs. TradeRank.

Why software providers are switching from legacy factoring to API-native infrastructure.

Traditional Factoring
TradeRank Capital
7–14 day onboarding
API integration in hours
Manual invoice submission
Automated via API / batch upload
24–72 hour funding
< 15 minute funding
Opaque fee structures
Transparent, calculator-verified rates
Weekly/biweekly settlements
Real-time ledger sync
Recourse-only (you bear risk)
Non-recourse options available
Minimum monthly volume required
No minimums. Pay per invoice.
Modern fintech dashboard displaying real-time cash flow analytics
Cash Flow Intelligence

Your Receivables, Visualized.

Track every invoice through its full lifecycle. See advances, reserves, fees, and buyer payments in one unified dashboard — or pull it all into your own systems via our Ledger Sync API.

Real-Time

Ledger Updates

Webhook

Event Notifications

CSV / API

Export Options

Buyer Score

Credit Intelligence

What We Factor.

We focus on B2B invoices with creditworthy commercial buyers. If your customers are established businesses, you're likely eligible.

💻

SaaS & Software

Enterprise licenses, subscriptions, implementation services

🏗️

Professional Services

Consulting, legal, accounting, engineering engagements

📦

Wholesale & Distribution

B2B goods, equipment, raw materials, inventory

🚛

Logistics & Freight

Transportation, warehousing, supply chain services

🏥

Healthcare B2B

Medical devices, pharma distribution, health tech

⚡

Energy & Industrial

Equipment leasing, renewable energy, manufacturing

Your Invoices Are Working Capital.

Stop treating receivables as assets that sit idle. Convert them to cash today and fund your next growth cycle without dilution or debt.